Vision Plans

The Vision Plans described later in this section were replaced by a new vision program effective January 1, 2016.  Please click on the links immediately below to read about current vision coverage.

Standard Vision coverage effective January 1, 2016

Enhanced Vision coverage effective January 1, 2016

Schedule of Vision Benefits effective January 1, 2017

National IAM Benefit Trust Fund Vision Plans

The National IAM Benefit Trust Fund offers two vision plans. Covered employees and their eligible dependents may participate in a Benefit Trust Fund vision plan if it is negotiated into the Collective Bargaining Agreement.

Vision Coverage prior to January 1, 2016:

With a Benefit Trust Fund vision plan, you can visit any qualified vision care provider you choose. There is no network associated with the Benefit Trust Fund vision plans.

There are no ID cards needed for a Benefit Trust Fund vision plan. Simply visit your vision care provider and receive care, then pay for your services and obtain an itemized receipt. Send your receipt to the Benefit Trust Fund along with a completed Vision Claim Form (PDF) for claims through December 31, 2015. The Fund will reimburse you for the cost of your vision care, up to the maximum benefit amount provided by the plan.

Vision Services

Benefit Trust Fund vision plans cover routine eye exams, lenses and frames. Contact lenses are also covered if purchased instead of lenses and frames. Benefits are payable once every calendar year. If you are reimbursed for covered vision services received in November, for example, you can be reimbursed for the same vision services the following January.

Participants in a Benefit Trust Fund vision plan are reimbursed directly for claims through December 31, 2015. The reimbursement rates for covered services and eyewear differ depending on the vision plan negotiated into the Collective Bargaining Agreement. For a list of covered vision services and reimbursement rates, view or download a sample Schedule of Benefits  for claims through December 31, 2015. (PDF), or contact the Fund Office.

Vision Summary Plan Descriptions

Click on the links at the top of this page for information about vision coverage effective January 1, 2016.

For more detail about how the plans worked for claims through December 31, 2015, including information about enrollment, covered services, and benefit schedules, contact the Fund Office for a Summary Plan Description (SPD). You can also view and download sample vision Summary Plan Descriptions below.

Vision Summary of Material Modifications

Whenever a change is made to a vision plan, the Fund Office will send a Summary of Material Modification (SMM) to explain the change. SMMs should be retained in your Summary Plan Description for future reference. All changes made to a vision plan since the last printing of the Summary Plan Description will be included when the booklet is revised and a new edition of the SPD is issued. You can view and download recent medical Summaries of Material Modifications below.

Change to Vision Program Effective January 1, 2016 (PDF)

Legal Spouse Coverage Effective August 13, 2015 (PDF)

Trustee Changes through August 13, 2015 (PDF)

Coverage for Prescription Sunglasses Effective January 1, 2012 (PDF)

Dependents Covered to Age 26 Effective September 1, 2010 – All Plans (PDF)

  • IAMNPF Image

With a Benefit Trust Fund vision plan, you can visit any qualified vision care provider you choose.

Frequently Asked Question (FAQ)

How many different plans does the Fund offer?

The Fund offers multiple Medical, Dental, and Vision plans. Short-Term Disability and Life and Accidental Death & Dismemberment benefits are also available.

How do I notify the Fund of my address change?

If you move, please notify the Fund of your new address. To change your address,
fill out a new Enrollment Form and mail or fax it to the Fund using the mailing address or fax number found on the form. Always complete a new Enrollment Form when you have a change in personal information.

Who processes health care plan claims?

Medical claims are processed by CIGNA Healthcare. Dental claims are processed by Delta Dental Insurance Company, and Vision claims are processed by Fund Office staff.

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