Submitting Life/AD&D Claims

To submit a claim for life and AD&D benefits, participants in a life and AD&D plan should review the claims section of their SPD. Also, you may contact the Fund Office for assistance.

In the event of a death, the employee's beneficiary must mail a certified copy of the death certificate to the Fund Office. If the death was accidental, the beneficiary should include a copy of the police and autopsy reports, including a toxicology report, if necessary.

For an accidental dismemberment, the employee must submit written details of the accident along with confirmation from a physician of the related injuries.

The Fund will complete the necessary claim forms and send them to the employee or the beneficiary for signature. Once the forms are signed and returned, the Fund will forward the claim to CIGNA for processing. Life insurance benefits will be paid to beneficiaries. Accidental death & dismemberment benefits will be paid to the employee or to beneficiaries, as applicable.

You or your beneficiary must submit a life and AD&D claim within one year after the death or injury in order for the claim to be processed.

Mail or fax necessary certificates and reports to the Fund Office as follows:

Mail:

National IAM Benefit Trust Fund
1300 Connecticut Ave, NW
Suite #300
Washington, DC 20036

Fax:

202-728-0585

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The Fund will complete the necessary claim forms and send them to the employee or the beneficiary for signature.

Frequently Asked Question (FAQ)

How many different plans does the Fund offer?

The Fund offers multiple Medical, Dental, and Vision plans. Short-Term Disability and Life and Accidental Death & Dismemberment benefits are also available.

How do I notify the Fund of my address change?

If you move, please notify the Fund of your new address. To change your address,
fill out a new Enrollment Form and mail or fax it to the Fund using the mailing address or fax number found on the form. Always complete a new Enrollment Form when you have a change in personal information.

How often are rates subject to change?

All Plans are reviewed annually; notification of rate changes is provided 30-60 days in advance of the renewal effective date.

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