Life and Accidental Death and Dismemberment Coverage
The Benefit Trust Fund Life and AD&D plan pays benefits to eligible employees and their beneficiaries. Benefits are provided through The Hartford.
The following benefit levels are available to meet the needs of any group.
- $15,000
- $25,000
- $50,000
- $100,000
- $150,000
- One times Salary
- Two times Salary
Life Insurance Benefit:
If an employee dies while covered under the life insurance coverage, the life insurance benefits will be paid to his or her beneficiaries. If an employee does not designate a beneficiary, benefits will be paid to the employee's spouse. If the employee does not have a spouse, benefits will be paid in the following order: to the employee's children, parents, siblings or estate.
Accidental Death and Dismemberment Benefit:
This benefit is not available for Retirees.
If an employee is injured as the result of an accident while covered under the Accidental Death and Dismemberment plan, the AD&D benefit for a covered accident will be paid to the employee.
In this section, you can learn more about: